Does Homeowners Insurance Cover Slab Leaks?

Does Homeowners Insurance Cover Slab Leaks?

Slab leaks are probably the worst problem you could experience when it comes to home plumbing. They’re caused due to ruptures in the pipes that run beneath the foundation of a property.

From rusted pipes to natural disasters, there are numerous reasons for slab leaks occurring. And if left unattended, they can cause substantial damage to the structural integrity of your home.

As the pipes are placed below the foundation of your home, the cost of repairs can be very high. But homeowners insurance covers it, right?

Well, technically yes, but not the entire cost, and there are many intricacies involved that we’ll look at in this blog.

But first, let’s check out some common signs of slab leaks.

Signs of slab leaks

The sooner a slab leak is identified, the easier and cheaper it is to get it fixed. Hence, it’s essential to be vigilant. Though they can be challenging to detect, here are some signs that you should always look out for:

  • Warm spots on your floor
  • The sound of running water
  • Mold growth or signs of moistures
  • Cracks in the floor or walls of your property
  • An unexplained increase in water bills

Does Homeowners Insurance Cover Slab Leaks?

The good news is that most homeowners insurance policies cover slab leak repair costs.

However, it’s essential that the leak occurred due to unforeseeable circumstances and that it poses a threat of further damage to your property.

If that’s the case, the homeowners insurance policy will kick in and save you thousands of dollars in repair costs.

The insurance policy is likely to cover damage to your home and personal belongings, as long as it was caused directly due to slab leaks.

However, if the slab leak problem was caused due to negligence, regular wear and tear, or tree root interference, you may not receive any compensation.

Also, the homeowners policy is unlikely to pay for inspection services. In the end, it all boils down to the particular contract you signed with your insurer.

Can slab leaks be prevented?

Slab leaks can occur due to numerous reasons, including natural disasters like an earthquake, where there’s nothing you can do.

However, there are some controllable factors and best practices that you could adopt to prevent it from occurring.

For instance, make sure the water pressure in the pipelines isn’t too high. Also, don’t put harsh chemicals down the drain; they can damage the plumbing and cause leaks.

Moreover, conduct preventative maintenance every six months to minimize the chances of slab leaks and avoid expensive repair bills.


At Pro Serve Plumbing, we provide affordable plumbing services, including slab leak repair services, to residents in Fort Worth, TX. Our certified and licensed plumbers get the job done efficiently to provide you complete peace of mind. Give us a call at +1-817-244-0614 to find out more!

You can sign up for our club membership today for just $99/month and enjoy 15% off on all our services.